The share of credit card payments in digital transactions has increased considerably. Now, in metro cities, as well as small cities, people can be seen using more and more credit cards for payments. However, the safety of credit cards like debit or ATM card is also an important issue. Credit card users need to be very cautious about every transaction from their card. HDFC Bank, the country's largest bank in the private sector, has shared some tips to secure credit cards to its users. HDFC Bank's head products (consumer credit card and digital acquisition) said, "The first rule to keep a credit card is not to tell anyone your card number. The OTP of the card should also not be conveyed to anyone. Don't give this information to the bank also. It is private information and is for transactions only.'
Do not share credit card information on every link:
Users should avoid sharing credit card information on every link. There is a need to work wisely in this matter. Not every site is safe and helpful to you. Somehow beware of spam emails. If you have been asked by someone to tell the last four digits of the card to get a new credit card, don't say it clearly. For this, you will be safe if you learn to say 'no' on every such call.
Caution is the best protection at the time of use of credit cards, and there is no doubt about it. Being conscious is the only option. In spite of all kinds of vigilance, if you become a victim of fraud and give information about this fraud transaction to the bank in time, the transaction will be the bank's responsibility. The bank will not take money from you for this fraudulent transaction, and further action will be taken.
Bank keeps on eye on fraud continually:
In the backend, the bank is constantly engaged in the work to secure your credit card transactions. A team for credit cards monitors risk and fraud every day, all the time. Taking steps in this direction, the bank has made its own IP for data and analysis management. This can keep an eye on suspicious transactions at all times. The banks contact customers immediately if there is any suspicious transaction.
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Image credit: financialexpress