A credit card is quite popular in today's time. There is a lot of demand in urban areas. In spite of all this, getting credit cards is not very easy for students, self-employed and many others. New employees that do not have any credit history are also difficult to get a credit card. But, you may not be bothered if you are one of these, you can take a credit card as per your requirement. Find out how-
When the bank gives a loan, it is the first to see whether the person will be able to repay the loan money or not. There is something similar to credit cards. It is not necessary whether the customer is an employee or not, but he must have a source of income. Understand this if a person does not have a job but has a source of income, he can get a credit card.
Add-on card: Add-on card is an additional card issued only under primary credit card. It is generally issued to primary cardholders, children above 18 years, and parents. If you are unemployed and have no source of income, and if any of your family has a primary credit card, you can take advantage of the add-on credit card.
Credit cards on FD: Many banks offer credit cards on Fd. Banks also give credit cards to customers who want to open FD. This facility is known as a secured credit card. Those who do not have permanent jobs can avail of credit cards in this way.
Credit Cards for Students: Students can also avail of credit cards. These days, many banks in India are offering a variety of student credit cards. However, the credit limit of these cards is lower than that of regular credit cards. Some of the special benefits of student credit cards include low-interest rate, relaxation in opening and renewal fees, etc.
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